Types of Financing
Construction Equipment Financing

All About You Financing is a specialist in funding all types of specialty trucks and construction equipment. We work directly with equipment dealers or end users. Our specialty is less than perfect credit or people who have been turned down by traditional sources. We can approve transactions in 24-48 hours or less. Normally, we do not require financial statements or tax returns on any transaction up to $300,000. We also have a preferred rate program for better credits. Our application is the easiest to fill out.

Working Capital Loans

Need working capital? With an equipment equity loan from All About You Financing you can:

• put cash in your company's pockets
• take on more jobs
• acquire new equipment or expand your business

Our equity loans are not based on the profitability of your company but the value of your equipment. Even if your personal credit is badly damaged we can get you the cash you need - Now! Call us today!

Accounts Receivable Financing

Are you waiting 60, 90 or 120 days to get paid for your work? We can lend you money for working capital or any other reason the same day you bill and we get paid back when you get paid. Call for details.

Here is a partial list of the equipment we can finance:

Construction Equipment Financing for Business Growth

Flexible funding options for equipment purchases & expansion

Buying modern machinery helps contractors grow their operations fast. It lets you take on bigger bids easily and keep all your job sites moving on schedule too. But paying cash for heavy machinery can put a lot of pressure on your available cash. That is where construction equipment financing can help. You get the vital trucks and tools you need today that ensure your cash on hand for payroll, fuel, and supplies.

What Is Construction Equipment Financing?

Equipment funding is a structured financing option for your business. You get machinery without paying the full cost upfront. Instead of using all your available cash, you make monthly payments over time. Meanwhile, that new gear can support your business operations.

This model works for companies at any stage. Even brand-new businesses can use construction equipment financing for start-up business launches. It gives you the work gear you need to get started.

Equipment Covered Under Our Programs

Different trades need special machinery to get job sites done right. You can finance construction equipment across a wide variety of tools and work vehicles, including:

• Earthmoving & Excavation: Backhoes, bulldozers, excavators, and trenchers.
• Heavy Material Transport: Dump trucks, flatbed trailers, and concrete mixers.
• Specialty Commercial Vehicles: Street sweepers, mechanic's trucks, roofing rigs, and tow trucks
• Infrastructure Machinery: Cranes, tractors, stump cutters, and sewer/septic equipment.

When you tackle big projects, heavy construction equipment financing can help with larger equipment needs. You can consider high-cost machinery without using all your available cash at once. This can help you manage the impact of a large equipment purchase.

Regional Coverage and Integrated Business Funding

We help contractors and local companies across the southern markets. Our team serves Texas, Florida , Kentucky , Alabama , Georgia , and South Carolina.

Growing companies often need more cash than just equipment financing. So, we combine equipment solutions with a full range of business financing choices:

• Cash Flow Management: Accounts Receivable Financing, Medical Working Capital , and Revenue-Based Financing.
• Growth & Expansion Loans: SBA Loans , Unsecured Business Loans, Business Term Loans, and Business Acquisition Financing.
• Real Estate & Commercial Debt: Commercial Bridge Loans , Real Estate Financing, Fix & Flip Financing, Debt Restructuring, Securities-Based Lending, and Easy Pay Cash Advance.

Getting started is simple. You just look at your equipment needs, total costs, and current business setup:

• Pick out your exact machinery and total cost from your chosen equipment dealer.
• Check financing terms so monthly payments can fit your regular business cash flow.
• Send your basic business details so your application can be reviewed against lender requirements.

Move Forward with All About You Financing

The best choice depends on your business size, cash flow, and tool lifespan. Partner with All About You Financing today to find flexible financing options for your equipment needs. Give our team a call to talk over your equipment funding needs!